Go to the website of Russian Standard Bank. Calculate your loan in an online calculator. To send an application, click on the "Checkout on the site" button:

Fill out the application - enter your name and age, select your gender. Indicate the amount and term of the loan. Select the city where you want to get a loan. Click on the "Submit" button:

An employee of the Russian Standard will call and help prepare the documents for the loan application.

Borrower requirements

• Russian citizenship
• 25 to 65 years old
• Permanent registration in Russia

Required documents

• Russian passport
• Additional document - OMS policy, TIN, driver's license, SNILS, military ID, sailor's or serviceman's certificate, Russian Standard card, international passport, STS, PTS, certificate of registration of ownership of real estate, certificate from the place of service, 2-NDFL, extract on account or deposit

About the bank

Russian Standard is one of the largest private banks in the country. Founded in 1993 under the name "Agroopttorg". In 1998 it was bought by Rustam Tariko, the creator of the Russian Standard vodka brand. The bank was one of the first to start focusing on customer credit and actively develop this product. Later, he also began developing car loans and credit cards. In 2018, Russian Standard had a large debt to investors, which led to a sharp decline in the bank's reliability.

Rustam Tariko continues to own all the shares of Russian Standard and does not plan to let other persons and organizations into its capital. The bank's head office is located in Moscow. The branch network has more than 150 offices in many regions of the country. General license number - No. issued by the Central Bank on November 19, 2014.

One of the main activities of the bank is consumer lending, retail loans and the issuance of credit cards. The bank is a key partner of American Express and Diners Club payment systems in Russia. In addition to loans, the bank offers debit cards, deposits, money transfers and services for high net worth clients. The bank also serves business - entrepreneurs have access to cash settlement services, loans, deposits, acquiring, payroll cards and other services.

The documents

1. Conditions for consumer loans with a credit limit
2. List of information for borrowers on consumer loans

You will learn how to enter your personal account on the official website of Russian Standard online. Detailed instructions for convenient and quick access to www.rsb.ru with screenshots and video instructions. A visual guide to recovering a forgotten password personal account jar. We provide only the most up-to-date information.

Answers to popular questions

How can I find out the amount of the monthly payment?

To find out the amount and the date of loan repayment, use one of the services of the Russian Standard - Internet bank, mobile application, call center 8 800 200 31 13. For more information on the loan, please, visit the bank's office.

Do I need to insure a loan from Russian Standard?

The insurance service is optional. Russian Standard also issues loans to uninsured borrowers. The issued insurance will protect against the need to repay the loan in an unfavorable situation. The Bank offers programs "Life and Health Insurance" and "Insurance against Involuntary Job Loss".

Go to the website of Russian Standard Bank. Calculate your loan in an online calculator. To send an application, click on the "Checkout on the site" button:

Fill out the application - enter your name and age, select your gender. Indicate the amount and term of the loan. Select the city where you want to get a loan. Click on the "Submit" button:

An employee of the Russian Standard will call and help prepare the documents for the loan application.

Borrower requirements

• Russian citizenship
• 25 to 65 years old
• Permanent registration in Russia

Required documents

• Russian passport
• Additional document - OMS policy, TIN, driver's license, SNILS, military ID, sailor's or serviceman's certificate, Russian Standard card, international passport, STS, PTS, certificate of registration of ownership of real estate, certificate from the place of service, 2-NDFL, extract on account or deposit

About the bank

Russian Standard is one of the largest private banks in the country. Founded in 1993 under the name "Agroopttorg". In 1998 it was bought by Rustam Tariko, the creator of the Russian Standard vodka brand. The bank was one of the first to focus on consumer lending and actively develop this product. Later, he also began developing car loans and credit cards. In 2018, Russian Standard had a large debt to investors, which led to a sharp decline in the bank's reliability.

Rustam Tariko continues to own all the shares of Russian Standard and does not plan to let other persons and organizations into its capital. The bank's head office is located in Moscow. The branch network has more than 150 offices in many regions of the country. General license number - No. issued by the Central Bank on November 19, 2014.

One of the main activities of the bank is consumer lending, retail loans and the issuance of credit cards. The bank is a key partner of American Express and Diners Club payment systems in Russia. In addition to loans, the bank offers debit cards, deposits, money transfers and services for high net worth clients. The bank also serves business - entrepreneurs have access to cash settlement services, loans, deposits, acquiring, payroll cards and other services.

The documents

1. Conditions for consumer loans with a credit limit
2. List of information for borrowers on consumer loans

You will learn how to enter your personal account on the official website of Russian Standard online. Detailed instructions for convenient and quick access to www.rsb.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to the personal account of the bank. We provide only the most up-to-date information.

Answers to popular questions

How can I find out the amount of the monthly payment?

To find out the amount and the date of loan repayment, use one of the services of the Russian Standard - Internet bank, mobile application, call center 8 800 200 31 13. For more information on the loan, please, visit the bank's office.

Do I need to insure a loan from Russian Standard?

The insurance service is optional. Russian Standard also issues loans to uninsured borrowers. The issued insurance will protect against the need to repay the loan in an unfavorable situation. The Bank offers programs "Life and Health Insurance" and "Insurance against Involuntary Job Loss".

Maxim Demchenko

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The bank offers borrowers loans for consumer needs without collateral. Individuals can receive money for any purpose or pay for purchases in partner stores. Russian Standard loans are conveniently managed via the Internet bank or mobile application. For payments made on time, the bank awards bonus points.

Russian Standard Bank offers its clients two types of loans: for purchases in stores and in cash at the bank's offices. Applications made in the store are considered within 15 minutes. A standard loan is issued within a day.

All Russian Standard loans are easy to repay. You can choose the payment date yourself, and there are Internet services to control the repayment and making payments.

Cash loan

For this product, the lender issues money for purchases in stores and online stores.

Lending terms

Credit organisation issues loans in rubles for up to 5 years. If you prepare the documents correctly, Russian Standard decides to issue a loan within one day. Collateral and surety are not required when obtaining a loan.

General terms

When making a purchase in a store, the maximum loan amount is 300,000 rubles. In the bank office you can get up to 2 million rubles. cash. The available credit limit is calculated depending on the borrower's solvency.

The interest rate on the loan is calculated individually. The minimum rate for the Cash Loan is 15% per annum. A targeted loan for a purchase in a store can be issued at a rate of 8.14%.

Features of granting a loan

For clients with a positive credit history, favorable conditions are provided. Loans up to RUB 500,000 the credit institution issues at a preferential rate. If the borrower provides a document confirming retirement, then he can count on a reduced percentage.

Russian Standard pays bonus fees to reliable borrowers. For registration of a loan, 500 bonuses are accrued, and for each of the first 5 payments you can get 100 bonuses. The accumulated bonuses can be spent at the bank's partners, including household appliances stores, travel agencies, airlines.

Borrower requirements

Russian Standard Bank limits the age of borrowers and requires them to meet certain criteria. To obtain a loan, you must have official employment and registration in Russia.

Primary requirements:

• age from 23 to 70 years old;
• Russian citizenship;
• permanent registration on the territory of the Russian Federation;
• official place of work;
• borrower category - working pensioner;
• the presence of a landline phone.

Required documents

Russian Standard Bank requires the borrower to confirm their status. It is imperative that you verify your identity. Usually a passport is sufficient for this, but a bank employee may ask for a second document.

Mandatory:

1. Passport of a citizen of the Russian Federation.
2. Second document: passport, SNILS, driver's license, real estate documents.

Additional:

1. Certificate of income in the form of a bank.
2. Certificate of income 2-NDFL.
3. Tax return.

In order to get better loan terms, it is recommended to prove income and employment. If it is necessary to issue a loan in the amount of more than 500,000 rubles, then it is mandatory to provide documents from the additional list. Other documents Russian Standard may request in exceptional cases, if you need to confirm additional income.

Methods of registration

A loan in Russian Standard can be issued in several ways. It is convenient to apply for a "cash loan" on the website or at the bank's office. Targeted loans for purchases can be obtained at partner stores.

Through the Internet

To apply online, you need to go to the product page on the official website of the bank and click on the "Apply for a loan" button. The opened form must be filled in and sent to the bank.

Russian Standard will consider the application within 24 hours. The bank employee will call and inform you about the decision. After the preliminary approval of the loan, it is necessary to confirm the information of the application form with a package of documents.

In the office

An application for a loan can be submitted at the nearest branch of Russian Standard. This method is convenient in that you can get detailed advice and immediately apply for loan application... A bank employee will help you fill out the questionnaire correctly and provide you with a preliminary decision.

To find a convenient office of a credit institution, you need to open the "Offices and ATMs" tab. If you specify your city, the service will make a list of suitable options and their location on the map.

In the shop

The target loan of the Russian Standard can be obtained in a partner store. The list of such organizations is on the official website of the bank. After submitting the application, the credit institution will make a decision within 15 minutes. After the loan is approved, it is enough to sign loan agreement and you can get your purchase right away.

In the online store

The loan can be obtained when making a purchase in a partner online store. After submitting the application, a Russian Standard employee will call to confirm the application. He will also inform the decision of the credit institution. After the approval of the loan application, the purchase will be brought by the delivery service of the online store.

Methods of obtaining

Russian Standard Bank issues a loan by transferring the amount:

• to the borrower's account opened with the bank;
• to the account of the organization.

The borrower can withdraw cash from the account after crediting. The bank transfers the credit to pay for purchases to the account of the store.

Repayment methods

You can repay a loan at Russian Standard Bank in cash and by non-cash methods. Payment options differ in terms of time and commission.

No commission

With commission

The borrower can use any convenient way. However, when choosing, it is necessary to take into account the term of enrollment in order to prevent delays.

Insurance

This service protects the borrower and his family from the need to repay the loan in a difficult life situation. The insurance program may include protection against job loss or disability, death. On the offensive insured event, the loan will be repaid by the insurance company. The client can choose the insurance company himself.

The Bank offers individuals two types of consumer loans. In Russian Standard, you can get a cash loan or a loan for purchases in stores. Money to pay for goods can be obtained at a low interest rate. A credit institution issues loans to its clients on concessional terms.

Russian Standard Bank is a Russian commercial lending institution. The legal form of this bank is joint-stock company... The head office of Russian Standard is located in Moscow. The lending institution presents banking products that are in demand among the general population.

Initially, it had the name "Agrooptorgbank". Its activities were registered with the Central Bank in 1993. The initial purpose of creation was the implementation of mutual settlements between institutions and enterprises. But due to the instability of the economy in Russia, Russian Standard Bank ceased to exist as an organization for mutual settlements and ceased to be active in the financial market.

In 1999, the bank was reorganized in connection with its acquisition by new management. The transaction amount was $ 100 thousand. Its priority area at the moment is consumer lending and issuance of credit cards.

In addition, the bank actively attracts free funds of individuals for deposits. The bank also has acquiring, settlement and cash services, lines of credit, international transfers and settlements.

Loan conditions

Russian Standard Bank offers several. Each of them has its own advantages and disadvantages.

Cash loan

This program is the most popular among the clients of Russian Standard Bank. Its profitability lies in the misuse of the issued funds. The bank offers the following conditions for the credit program:

The advantages of the presented program are also that:

• to apply for a loan, confirmation of official employment by certificates is not required;
• credit obligations can be drawn up under two documents;
• a wide range of payment options for monthly payments.

Cash loan for regular borrowers

Such a program is offered by Russian Standard Bank individually for its clients. Such a loan can be obtained only in the absence of overdue payments and timely payment of the loan in the amount specified in the agreement.

• rate on loan obligations - 24% per annum;
• the maximum amount to be issued is 500 thousand rubles;
• the credit limit is issued for a period of up to three years;

All other conditions are similar to the previous option.

Consumer loan plus

This program from Russian Standard Bank is a mini-loan for obtaining borrowed funds before wages. Suitable for citizens who need a small amount to purchase any product. The conditions for a consumer loan are as follows:

When making a loan, the funds are transferred to the already issued Bank in Pocket card.

Consumer loan 24

Russian Standard Bank offers loans on improved terms. The program is designed for a certain category of clients who want to borrow a substantial amount of money. Conditions for this offer:

• for using the credit program 24% per annum is charged;
• the amount of the provided credit limit - 300 thousand - 1 million rubles;
• repayment period - from 6 months to 3 years.

The desires of a person do not always coincide with the possibilities. That is why Russian Standard Bank decided to enter the microcredit and commodity lending market. Now you shouldn't think about the lack of funds when buying goods and services. The missing money can be received in the form in this bank.

The financial institution offers profitable banking products for the purchase of goods without overpayment. To obtain a loan, you do not need to visit a branch without fail. It is enough just to go to the information desk on the territory of the bank's partner store and apply for a credit limit at the outlet. This saves time for an individual.

To apply for a loan, a person only needs a passport and an additional document, for example, TIN or SNILS. Conditions for the program "Credit for the purchase of goods":

What do you need

To apply for a Russian consumer credit standard at a bank, it is not necessary to go to its branch. It is enough to go to the official website of the bank and fill out the questionnaire presented there. It is necessary to indicate only real data, otherwise the potential borrower will be denied the issuance of credit funds.

As soon as the questionnaire is processed, a bank employee will contact the client to clarify the data. With a positive decision of the financial institution, the client will be invited to come to the office for personal submission of documents and obtaining borrowed funds.

To purchase credit obligations, an individual will need to provide the following package of documents:

Client requirements

The main requirements for a future borrower are:

• availability of a passport of a citizen of the Russian Federation;
• permanent registration on the territory of residence;
• the age limit is 21–65 years. In some cases, the age limit is from 18 years;
• availability of a 2-NDFL certificate. It may not be provided, but then the interest rate will be higher;
• the presence of a landline phone (home, work).

A potential borrower must have a positive credit history or even be without it. He should not have current debt on other loans from other banks.

The Russian standard often issues loans to citizens who have a salary of at least 20 thousand rubles. This is due to the minimum amount required for living for an average person, it is approved by law in the amount of 10 thousand rubles. If you have a child, the amount of income should be about 30 thousand rubles.

For small loans, the bank does not ask to provide a certificate in the form of 2-NDFL, a second identity document, as well as documents of title to property. But if a potential client requests a significant amount of money, then he is obliged to provide all of the above documents.

Bank loan Russian Standard is suitable for the general population. in the Russian standard are beneficial to pensioners. When providing a document confirming retirement, a citizen has the right to expect a decrease in the cost of a banking product by several points.

Applying and obtaining a loan

Having collected all the necessary documents, a potential borrower does not know how to proceed. Often, bank specialists do not tell you how to get a loan cheaper and easier. It is better to take out a loan online.

In order to take a loan, you need:

• go to the official resource of the Russian Standard Bank;
• go to the "Loans" tab;
• choose the best product for yourself;
• click "Checkout";
• fill out the submitted questionnaire;
• agree with the point of processing personal data and wait for a response.

You can get money for a loan at the Russian Standard Bank both in cash and on a bank card, depending on the chosen program.

(!) We recommend that you use a more convenient and profitable offer - Checkout online credit card Platinum from Russian Standard Bank with the ability to withdraw cash for free (credit money - up to 300,000 rubles)!

Why is a card more profitable than a cash loan?

• Free shipping- the courier will bring the card himself and hand it over to you personally.
• No commissions- free cash withdrawal from ATMs (0% commission).
• Interest-free installments for up to 12 months (1 year).

Payment

You can pay a loan at Russian Standard Bank in several ways:

• automatic write-off from bank card"Bank in your pocket";
• at the cash desks and ATMs of the presented bank;
• interbank transfer;
• in terminals Kiwi, MKB, Eleksnet;
• Leader by electronic transfer;
• by postal order;
• transfer from a mobile phone account.

It is worth remembering that it is necessary to deposit funds in advance and in the amount specified in the contract.

Lending at the Russian Standard Bank is an advantageous offer for all individuals. The presented programs allow you to realize your dreams without putting them off until tomorrow.