Before you pay with your phone instead of a Sberbank card for your purchases, you need to set up your phone correctly. The newer and more modern the gadget, the easier it will be for the owner to use this function. As for Sberbank, it has long been providing this service to all customers, without exception.

To pay for purchases or other services (for example, travel on the subway) in this way, you need a phone that supports NFC technology. Modern manufacturers are trying to equip gadgets with this function so that users do not need to perform additional customization.

Contactless payment is possible using an iPhone (Apple Pay system), as well as phones with Android OS. The payment service Samsung Pei is also widely known, which works on the smartphones of this company.

How to setup

Sberbank was one of the first banks in Russia to support contactless payment technology and provide this opportunity to its customers. Therefore, any smartphone owner who has a card of this bank can connect this function. By the way, it's absolutely free.

To set up NFC for payment with a Sberbank card, you need to do the following:

1. Find and enable the NFC function on your device. For example, on Android it is located in the "Wireless networks" section.
2. Download and install the appropriate application.
3. Link a Sberbank card.

As for the programs for using contactless payments, their choice depends on the phone manufacturer. If the user is going to pay with a Sberbank card, then he will need:

1. Official application from the bank. Installs from Google Play.
2. Developer program. Owners of iPhones can use the Wallet application, and for Android, you need to install the program of the same name. The same exists for those using Samsung Pay.

Next, you need to configure the payment system so that payment is made from a bank card. By the way, you can link several credit cards, but only one will be the main one by default. In order for money to be withdrawn from another account, you need to change cards in the settings before paying.

Some modern gadgets allow owners to take photographs of credit cards, rather than entering data manually. After that, the user will only need to confirm the operation with a code. Once the credit card is added to the app, the owner can pay for any purchase.

Payment

Today, a large number of shops, shopping centers, cafes or restaurants already have special terminals for contactless payments. The buyer only needs to bring the phone to the device in order to carry out a financial transaction. Help: if the purchase amount exceeds 1 thousand rubles, the withdrawal will need to be confirmed using the code from the SMS.

There are no additional fees. The user does not pay either the bank or the seller. On the contrary, a small commission is charged to the owner of the outlet where contactless payments are made. To replenish your account, you can use any standard method of replenishing your bank card. That is, deposit the required amount through a bank terminal or using an electronic payment system.

Security

It is believed that if you pay for the purchase using your phone, then all the data can be in the hands of intruders. It is actually much safer to use NFC technology than a real credit card.

The payment features are as follows:

1. Card information is not used to make a payment. The system is designed in such a way that the operation is performed based on a unique code read by the terminal. It is impossible to recognize it, as well as to use it in the future, since a unique set of numbers is formed for each payment.
2. If the phone is lost, then the finder can use the application. Many phones now come with Touch ID, which verifies the owner's fingerprints. In addition, the application is accessed using a special code.
3. Money cannot be debited from the account twice. After the payment has passed, the terminal will be disconnected.

Among the advantages of using NFC technology are the speed of making a purchase, the prevalence (especially in large cities) and ease of use (no need to have a card with you, enter data, etc.).

But if the phone runs out, you won't be able to use the payment function.

To pay for a product or service using your phone, you just need to connect the NFC module, log in to the appropriate application and link a credit card.

Contactless payments are used not only to purchase certain goods, but also to pay for travel. And if you connect the technology to your tablet or laptop, you can make purchases online.

There are situations when the money on the account has run out, you need to call urgently, but the option. In this case, you can use the services of Sberbank and transfer money to your mobile phone from the card. The bank provides a variety of methods, each of which has its own advantages.

Let's consider all the ways to replenish the phone account from the card, to it.

Ways to top up the phone balance from the card

With the help of a Sberbank card, you can not only pay for goods and carry out many operations. Also, the client has the opportunity to top up the phone balance in case of a lack of money for a call.

Depending on the location and preferences of the client, you can top up the phone balance:

• through an ATM;
• using the Mobile Bank application;
• via Internet banking Sberbank Online;
• using the service "Autopayment";
• using SMS and short USSD commands.

The client can replenish the account of both his own mobile phone and someone else's, for example, a relative or friend. In addition, you can pay for a landline phone.

Top-up via SMS to number 900

To replenish the balance of the phone from a Sberbank card via SMS sent to number 900, you must adhere to the following instructions:

• Connect app "Mobile Bank";
• Send SMS with the text: "250 1234" to number 900, where:
  • 250 - top-up amount;
  • 1234 - the last digits of the plastic number. If you do not indicate the last digits of the card number, the money will be debited from the card product that has enough money;
• In response, you will receive an SMS notification with a code to confirm the payment.

A maximum of 10 transfers can be made during the day. The total amount to top up your phone should not exceed 3,000 rubles. To pay for someone else's mobile balance, the limit is 1,500 rubles.

A commission is charged for carrying out an operation through the Mobile Bank. Its size depends on the tariff plan (30 or 60 rubles per month). Also, setting up the Mobile Bank is accompanied by constant sending of notifications. Disable sMS alert Sberbankcan

Instructions on how to set up auto payment of the phone through Sberbank Online

Other ways to top up the balance from the card

In addition to the remote method of replenishing a mobile account, you can use the following methods:

ATM, for this you need:

1. Insert the card into the device and enter the pin code;
2. Go to operations and click "Payment for mobile communications";
3. In the window that opens, indicate the transfer amount and the mobile phone number that needs to be replenished. The minimum monetary threshold is 10 rubles;
4. Check the entered data and click on "Pay";
5. Finish work and pick up the card.

After a while, an SMS will be sent to the phone stating that the mobile account has been successfully replenished.

Crediting money through short USSD commands... This method is suitable only for Beeline and Megafon subscribers who have a Mobile Bank connected.

In the text message, indicate: *900*120#

• where 120 is the transfer amount. The confirmation code will be sent to the phone in the form of an SMS from number 900.

More information on how to transfer money from a Tele 2 SIM card to a Sberbank card

Now every student has a telephone. It is difficult to imagine modern life without it. But, as you know, the phone loves money. Account replenishment can be done in any terminal, of which there are countless scattered everywhere. Everything would be fine if it were not for the huge fees for paying payments. If you have a bank card, you can top up your account without charging additional fees. You can replenish your account from a Sberbank card using various methods.

Pay for the phone with a Sberbank card through the Mobile Bank.

This can be done through. A minimum set of actions is required from you, namely, you need to send an SMS to number 900. The text of the message indicates the amount of replenishment. You should know that the amount credited cannot be less than 100 rubles, and the maximum is 10,000 rubles.

Pay for the phone with a Sberbank card through an ATM.

You can top up your account using any Sberbank ATM. Naturally, this requires a map. Once you have found an ATM, insert your card into it and enter your pin code. In the list of possible actions that opens, select the "payments" button. After processing the request, you will be offered a choice of payment for various services. You choose "pay for cellular communication" and choose a region. Then it remains only to enter the phone number that you want to top up and indicate the amount to be credited. Everything, after processing the information, the ATM will print a check for you, and the money will arrive as soon as possible.

Pay for the phone through Sberbank online

You can also use the service for this purpose. After authorization on the portal, select the "quick checkout" icon, which is located to the left of the main list of services. Also select a mobile operator and fill in all the proposed fields and confirm the operation. The funds will be credited to your account within a minute. Or go to the main menu and select "Payment and Transfers". Then select "Mobile communications" in the upper left corner.

Nuances in paying for the phone with a Sberbank card.

When replenishing the card through a mobile bank, you can make a payment only to the phone that you indicated in your card agreement. In other words, the phone to which you receive reports on completed transactions. Unfortunately, it is not possible to top up other phone numbers in this way.

In case of replenishing the card through an ATM or Sberbank Online, you can specify any desired number for replenishment. Having a card in hand, it is faster and more convenient to pay through an ATM if it is near you. If you are at home and you have access to the Internet, then the easiest way is to top up the numbers of loved ones using the "" service. As you can see, there are many methods, and you will definitely find the one that suits you at the moment.

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Sberbank's mobile bank is designed for banking operations via SMS messages. When, a client of Sberbank, can pay off monetary debts or replenish accounts. In, offered by the "Mobile Bank", there is also a payment for the phone through the number 900.

Advantages of USSD teams from Sberbank

Service "" is an SMS service. Sberbank customers who activate it on a mobile phone get access to a wide range of services that are not available to other users. With the help of the "Mobile Bank" you can monitor the personal account of a bank card, monitor the balance, pay loans, etc.

The service is multifunctional, and depending on which options will be used and which will not, you can choose one of the presented tariffs. At the moment there are two of them. The tariff plan called "" provides the whole range of services of the "Mobile Bank", but charges a fee for monthly use, in contrast to the "" package, which does not have a subscription fee, but services such as SMS-informing, when used, will cost more expensive than on the "Full" package. Also, if there is no need to use the "Mobile Bank", then the service is available at any time.

Replenishment of your phone balance via number 900 using USSD command

free for all mobile operators in Russia, excluding roaming. To pay for the phone through 900 at Sberbank, again, you need to connect the Mobile Bank by visiting a branch or contacting. To connect, you can use Internet banking or.

To replenish your mobile phone account for 100 rubles, you need to dial the command *900*100# and press call.

It is important to remember that the Mobile Bank service is paid. To save money, it's advisable to upgrade to a free plan, but with stripped-down features. You can carry out financial transactions via SMS, but you can request for money - from 3 to 15 rubles per request.

Replenishment of the balance of any mobile phone via SMS to number 900

Mobile Banking also allows you to top up any phone number.

For this number, you need to send text in the format: tel 9..1234567 100, where 9..1234567 is the phone number to which the money is transferred; 100 is the amount in rubles that will be credited to the number. The money will be debited from the bank card, which is linked to the Mobile Bank as a payment card.

The funds will be credited to your phone account within a few minutes.
If only one bank card is tied to the phone, only the amount of the replenishment needs to be written in the SMS message. If there are several bank cards, and the card number for debiting money was not specified, Sberbank will withdraw funds from the account, which has the required amount to complete the operation.

To transfer money from another card, you need to send the following message to number 900: tel 9..1234567 100 XXXX, where 9..1234567 is the phone number to which the funds are transferred; 100 - the amount in rubles that will be credited to the number, XXXX - the last four digits of the card from which the money will be debited. Information is also indicated through spaces. The card must be linked to the "Mobile Bank"

Commands for crediting money to the phone, for number 900

The commands for replenishing a mobile operator can be as follows:

• FILL UP;
• PAYMENT;
• PAY;
• PAYMENT;
• BODY;
• TELEPHONE and etc.

Commands can be typed both in Russian and in transliteration (in English letters). Sberbank recognizes all variants of command writing. As for the phone number, it is entered in ten-digit format, necessarily from the number 9.

Replenishment of another phone through the service 900

In case of recharging any other phone you can.

Replenishment of another phone by means of a USSD request is performed as follows: *900*9..1234567*100#

Replenishment of another phone's account via SMS, which is not attached to the "Mobile Bank", will look like this:

translation 9..1234567 100, where 9..1234567 is the recipient's phone number to which the funds will be transferred; 100 - the amount in rubles to be credited.

In some situations, you need to confirm the account replenishment operation:

• if the recipient is not a client of Sberbank;
• if the number is not in the list of templates.

When making these transfers, the sender will receive a message on the phone with a confirmation code consisting of five digits. To confirm the transfer, the code must be sent to and wait for the completion of the operation result. You can also secure yourself additionally by prohibiting the replenishment of phone accounts that are outside the list of templates. This will prevent money theft if the phone gets into the hands of intruders. To, it is enough to send a text command ZERO or ZERO to the Sberbank number. To resume the possibility of recharging phones, you need to visit a Sberbank branch.

Setting up a template for automatic payments

To top up a specific phone account without confirmation, it is advisable to set up and save the corresponding template. This can be done in the following ways:

• through an ATM in the "My Templates" section;
• via internet banking;
• through a branch of Sberbank.

Template creation is an alternative to a written statement. When setting up a new template, you need to specify the name and surname of the recipient, his phone number and bank card details.
After saving the new template, you can carry out banking operations (for example, pay for services and transfer funds to relatives) without confirmation.

Management of the Mobile Bank at Sberbank

If you still have questions about how to pay for the phone through the 900 number in Sberbank, you can download the instructions for managing the Mobile Bank.
(Downloads: 1440)
View online file:

Limits and restrictions for recharging the phone through the 900 service

Payment for the phone attached to the "Mobile Bank":

• minimum payment - from 50 rubles;
• no more than 3000 rubles per day.

Payment for phone numbers not attached to the "Mobile Bank":

• no more than 1,500 rubles per day;
• no more than 10 transfers per day.

The day is counted from the time of the last payment. The above limits have been set for security reasons. Even if an intruder gets hold of the phone, he will not be able to use a large amount of money on a bank card.

Sberbank mobile bank in a video review

There is also a video instruction for working with "". After reviewing it, you can understand the management of the service. The corresponding videos are available on the Sberbank website and its official non-YouTube channel.

Restrictions on replenishing your own cellular balance through the Mobile Bank:

• from 10 to 3,000 rubles - the amount of each payment;
• the total amount of such transactions from all available cards through the Mobile Bank is no more than 3,000 rubles per day.

The cost of any operation to replenish the phone balance is zero - no commission is charged for such a payment.

Via SMS

Just one order through the Mobile Bank service will allow you to transfer the required amount from your bank card to your telephone account. A message sent to number 900 should contain only the amount of the desired payment.

Automatically from the card connected to the Mobile Bank, the corresponding transfer of funds will be made to the balance of the device, from where the message was sent.

Are there several cards from Sberbank and they are all tied to one number? The solution is logical - write in the message an explanation from which account to write off funds to transfer money to the mobile balance. Clarification is not laborious - after the payment amount and a space, you need to enter the last four digits of the card number.

If you do not do this, then the funds will be debited from any available "plastic" from Sberbank if the required amount of money is available on the account. There will be no money on one card - the service will automatically switch to another card and transfer money from it if they are there in the required amount.

In addition to numbers, Sberbank also understands text messages. If you send the word "Phone" to special number 900, the balance will be replenished by 100 rubles.

Using special commands

There is another option for paying for the phone through the Sberbank Mobile Bank - not using SMS messages, but using USSD commands. On the keyboard, you need to type the following text * 900 * payment amount in digits # and press the call button to send the command to the destination.

In both cases, when sending an SMS message, and when sending USSD commands, you will not need any extra words or confirmation of the operation.

How to top up the balance of any phone?

When making this payment, it is not at all necessary that this service be connected to the means of communication. The mobile bank will allow you to transfer funds to any other number, the main thing is that it must be serviced by a Russian telecom operator.

Using messages

As a result, an SMS message to 900 should be sent with the following content: the entire phone number, which is supposed to be beneficial, starting from 8, as well as the required amount of payment (from 10 to 1,500 rubles).

In the event that the transaction is not saved in the templates or the Sberbank Online auto payment is not created, the third-party phone account will be replenished with a confirmation request. In the response message, you will have to send the appropriate code to prove the seriousness of the intentions.

There is also a more complicated version of such a message, supplemented by the specification of BODIES (TEL or a dozen more options - PAY, PAY, REPLENISHMENT, PAYMENT, etc.), then the number, starting with 9, and the amount of the operation go through a space.

Here you can also complicate the payment algorithm by specifying the specific coordinates of the card from which the money will be debited - after the transaction amount, it is enough to add the last four digits of its number to the message.

Using Commands

Inconvenient to create and send SMS messages? USSD teams also come to the rescue. To transfer money to the balance of any phone, dial the following combination of initial data: * 900 * number, starting with 9 * payment amount in digits # and use the dial button.

These transactions have their own restrictions, in addition to the size of the maximum daily limit of 1,500 rubles, within 24 hours you cannot make more than 10 transactions to pay for third-party phones that are not fixed by templates.